Let’s face it; financial planning can be a headache. And when you consider how dense and wordy some of the material out there is, it can also be a bore. When I lived in the U.S. I could put it off because all of my retirement money was being invested for me. I never even saw it. I selected retirement options with the help of a human resources employee on my first day of a new job, and then I never thought about it again. But moving overseas forced me to deal with it myself. My retirement money is now given to me every month in the form of a check. A check for which I am solely responsible. This could be disastrous.

Thankfully, one of the best gifts I ever received while living overseas was in the form of a book, Millionaire Teacher by Andrew Hallam. My boyfriend is friends with the author and told me how good it was then put a copy in my hands. And once I moved to Singapore I came to know Hallam also and was fortunate enough to hear his advice in person as well as read more of it. Reading it made me a believer. It is the best financial planning book I’ve ever read, and I’ve tried many only to give up after growing more confused with each page read. But the Millionaire Teacher, written by a millionaire teacher, is straight forward and to the point. It tells you exactly what to do and why you should do it.

If you are struggling to figure out your finances I highly recommend it. If you are an expat farther along in the process of planning your retirement I also suggest Hallam’s second book, The Global Expatriate’s Guide to Investing: From Millionaire Teacher to Millionaire Expat. And trust me, you don’t have to be a teacher to benefit from this book. Happy reading!